Девочки, помогите советом, что делать . У меня сегодня умер муж в госпитале, др этого две недели находился здесь, в ICU.
Нужна помощь советом, куда идти, что делать с телом и так далее

Посмотрите эту тему

viewtopic.php?f=47&t=135333

_________________
...мне не нужно то что легко дается,
а то что мне нужно я возьму сама... (c)

Erie, у той девушки муж был военный . Мой не военный. Страховки не было. Он был включён в мою medical insurance, своей страховки у него не было никакой. Денег нет даже сделать кремацию . Через Kaiser он может находиться в морге пару дней, за это время я должна решить, что делать

viewtopic.php?f=46&t=46917

viewtopic.php?f=47&t=138633

я в ноябре мужа похоронила, звоните в похоронныи дом, они обьяснят
если есть страховка, дадите им все координаты и они сами все сделают
пишите в личку если есть вопросы, здесь писать личное не буду

Checklist: What To Do When Someone Dies

© by Newland & Associates

Prepared June 2002

What do I need to do now? That is the question I sometimes hear from clients after the death of a loved one. The following matters should be considered when a close friend or relative dies. Not all of the points will apply to all Decedents, but many of them will. I have tried to put them into a logical sequence, but as always, practical sense should prevail:

1. If a doctor is not present, notify a doctor or coroner in order to obtain a death certificate.

2. If the death occurs at home, you may need to contact a local police officer or coroner.

3. If the Decedent wished, a donation of body parts and tissues should be considered.

4. Notify family and friends. You may want to consider having family members contact others to save yourself some time on the phone during a stressful period.

5. Look for instructions which the Decedent may have left regarding preferences for funeral and burial arrangements.

6. Determine if the Decedent belonged to a burial or memorial society that may make special arrangements for the funeral, such as military honor guards.

7. Contact a funeral home concerning burial or cremation arrangements.

8. Complete funeral and burial arrangements.

9. Contact the Social Security Administration and any other government agencies or benefit program that may be making payments to the Decedent. (Note that the payment for the month of death will not be made by the Social Security Administration and others.)

10. Review the Decedent�s financial affairs and look for any estate planning documents, such as Wills and Trusts, along with any other relevant documents, including:


Funeral and Burial Plans;


Safe Deposit Agreements and keys;


Nuptial Agreements;


Life Insurance Policies;


Existence of Trust;


Pension-retirement benefits;


Old tax returns;


Prior Gift Tax returns;


Marriage, birth and death certificates;


Divorce documentation;


Computer records regarding books of a business or personal assets;


Bank statements, checkbooks, similar documents;


Notes receivable;


Titles to motor vehicles;


Leases;


Securities and list of securities;


Any documentation of business ownership or business interest;


Health Insurance, make claims for the final illness; and


Unpaid bills.

11. If there is a Will, take the Will to the appropriate County or City office to have it accepted for probate.

12. Administering the Will - If the Will is properly drawn, it will name a Personal Representative (also known as Executor or Executrix). The Personal Representative, who can be an individual, a group of individuals or one or more institutions, or a combination of the aforementioned, will be responsible for the administration of the Estate of the Decedent.

13. If there is no Will and there are sufficient assets to probate (typically, at least $15,000 in Virginia), then the Court will appoint an administrator and the assets of the Decedent will be distributed according to state law. This situation is referred to by some as �having the state write a Will for you.� All states have a set of laws relating to intestate succession (transfer of property after dying without a Will), and the states decide who gets which assets if someone dies without a Will.

14. If you are the Personal Representative or Successor Trustee of a Trust, try to make a list of the assets owned by the Decedent or the Trust, in order that they can be administered and distributed according to the wishes of the Decedent.

15. Open a bank account for the estate of the Decedent. This should be done early on and all receipts and disbursements should be recorded in that bank account, in order to account properly for the assets of the Decedent and the expenses of administration.

16. Probate is a process similar to that of accounting. The Personal Representative is responsible for collecting the assets and reporting to the Court as to the amount of assets in the Estate of the Decedent. The Personal Representative then assembles the assets and, after paying debts, expenses and taxes, distributes the assets according to the wishes of the Decedent. If the Decedent left no Will, the process of administration is essentially the same, except that state law determines to whom the assets are distributed. If everything is done correctly, eventually, after the Personal Representative has accounted for and distributed the assets, the Personal Representative is discharged.

17. Make an inventory of household goods, personal belongings and the like, in order that they can be accounted for and properly distributed.

18. Look for insurance policies or annuities which may continue for other family members and other assets. Contact the Insurer with respect to any current policies or annuities.

19. Try to assemble the deeds of the Decedent to see what real estate, if any, is owned by the Decedent. If real estate is owned in more than one state, special proceedings, called "ancillary administrations," may be needed in each state.

20. Determine if the Decedent owned any securities, stocks, bonds, mutual funds, etc.

21. Retirement Plans, IRA accounts and similar retirement benefits involve important choices which need to be made by certain beneficiaries, particularly in regard to IRA accounts under recent IRS regulations. If there are annuities, pension and profit sharing plans and interest of that type, they may provide for joint payment to a surviving spouse or others.

22. If the Decedent controlled or was a principal person in a business, it may be necessary to check to see if there are Buy-Sell Agreements under which the interest of the Decedent would be purchased by the business entity or other business owners.

23. If, after the appointment of a Personal Representative, a bank account or safe deposit box is found, then the assets in the bank account or safe deposit box need to be distributed according to the wishes of the Decedent.

24. If the Decedent was indebted to anyone, then the creditor needs to be paid. If the creditors are not paid and they make a claim against the estate after all of the assets are distributed, the Personal Representative may be in trouble and held personally liable for the debt.

25. As part of the probate process, all family members within a certain degree of kinship must be contacted, whether or not they receive assets from the Estate of the Decedent.

26. In handling the affairs of a Decedent, do not be quick to make distributions to family members or friends of the Decedent. Important choices need to be made concerning such distributions and, of course, they need to be in compliance with the Will or other instructions left by the Decedent, not to mention any applicable tax laws.

27. The income taxes of the Decedent for the year of death need to be filed, and any tax due must be paid. If there is a surviving spouse, the surviving spouse and Decedent can file a joint return for the year of death.

28. If there is a Trust, particularly a Revocable Living Trust, it will become irrevocable at the time of death, if not before. A separate tax return, Form 1041, �Fiduciary Income Tax Return,� needs to be filed for the Trust or the Estate of the Decedent if income is received by the Estate or a Trust.

29. If there are minor children and the Will provides for a guardian, then the guardian needs to be informed and the children need to be placed in the care of the guardian. If there are minor children and no guardian is appointed, or if there is no Will, then the Court must appoint a guardian.

30. If there is real estate that is insured, the Personal Representative should make sure that the insurance policies on the properties of the Decedent are maintained.

31. Be deliberate and do not be hasty with decisions or distributions. The death of someone, particularly a family member or friend, is stressful and often if there are children of the Decedent around during the course of the final illness, there may be disputes regarding the treatment or other problems related to declining physical or mental abilities of the parent. Stated differently, it is a time of frazzled nerves and irritable people, so be very careful not to create schisms which can last for a very long time.

33. Watch out for people who prey upon families of Decedents. There are people who look for death notices and make unfounded claims against the Decedent. Some may also attempt to burglarize the home during the funeral service. Be cautious about such matters; have someone stay at the home during the funeral service and do not easily accept the claims of unknown individuals that lack documentation.

34. If there is a surviving spouse, make sure veteran�s benefits or other "joint and survivor" benefits are collected by the surviving spouse. If you need further assistance, call Dan Newland (800-553-6613). While this list is rather extensive, no list can be 100% complete, so there is bound to be some situation that has been overlooked or not adequately treated.

Published by the law firm of Newland & Associates, P.L.C. For a full range of business law and tax-related services, call us at (703) 330-0000. You may also e-mail us at http://www.unclefed.com/AuthorsRow/Newland/pass_on.html

Checklist: What To Do When Someone Dies

© by Newland & Associates

Prepared June 2002

What do I need to do now? That is the question I sometimes hear from clients after the death of a loved one. The following matters should be considered when a close friend or relative dies. Not all of the points will apply to all Decedents, but many of them will. I have tried to put them into a logical sequence, but as always, practical sense should prevail:

1. If a doctor is not present, notify a doctor or coroner in order to obtain a death certificate.

2. If the death occurs at home, you may need to contact a local police officer or coroner.

3. If the Decedent wished, a donation of body parts and tissues should be considered.

4. Notify family and friends. You may want to consider having family members contact others to save yourself some time on the phone during a stressful period.

5. Look for instructions which the Decedent may have left regarding preferences for funeral and burial arrangements.

6. Determine if the Decedent belonged to a burial or memorial society that may make special arrangements for the funeral, such as military honor guards.

7. Contact a funeral home concerning burial or cremation arrangements.

8. Complete funeral and burial arrangements.

9. Contact the Social Security Administration and any other government agencies or benefit program that may be making payments to the Decedent. (Note that the payment for the month of death will not be made by the Social Security Administration and others.)

10. Review the Decedent�s financial affairs and look for any estate planning documents, such as Wills and Trusts, along with any other relevant documents, including:


Funeral and Burial Plans;


Safe Deposit Agreements and keys;


Nuptial Agreements;


Life Insurance Policies;


Existence of Trust;


Pension-retirement benefits;


Old tax returns;


Prior Gift Tax returns;


Marriage, birth and death certificates;


Divorce documentation;


Computer records regarding books of a business or personal assets;


Bank statements, checkbooks, similar documents;


Notes receivable;


Titles to motor vehicles;


Leases;


Securities and list of securities;


Any documentation of business ownership or business interest;


Health Insurance, make claims for the final illness; and


Unpaid bills.

11. If there is a Will, take the Will to the appropriate County or City office to have it accepted for probate.

12. Administering the Will - If the Will is properly drawn, it will name a Personal Representative (also known as Executor or Executrix). The Personal Representative, who can be an individual, a group of individuals or one or more institutions, or a combination of the aforementioned, will be responsible for the administration of the Estate of the Decedent.

13. If there is no Will and there are sufficient assets to probate (typically, at least $15,000 in Virginia), then the Court will appoint an administrator and the assets of the Decedent will be distributed according to state law. This situation is referred to by some as �having the state write a Will for you.� All states have a set of laws relating to intestate succession (transfer of property after dying without a Will), and the states decide who gets which assets if someone dies without a Will.

14. If you are the Personal Representative or Successor Trustee of a Trust, try to make a list of the assets owned by the Decedent or the Trust, in order that they can be administered and distributed according to the wishes of the Decedent.

15. Open a bank account for the estate of the Decedent. This should be done early on and all receipts and disbursements should be recorded in that bank account, in order to account properly for the assets of the Decedent and the expenses of administration.

16. Probate is a process similar to that of accounting. The Personal Representative is responsible for collecting the assets and reporting to the Court as to the amount of assets in the Estate of the Decedent. The Personal Representative then assembles the assets and, after paying debts, expenses and taxes, distributes the assets according to the wishes of the Decedent. If the Decedent left no Will, the process of administration is essentially the same, except that state law determines to whom the assets are distributed. If everything is done correctly, eventually, after the Personal Representative has accounted for and distributed the assets, the Personal Representative is discharged.

17. Make an inventory of household goods, personal belongings and the like, in order that they can be accounted for and properly distributed.

18. Look for insurance policies or annuities which may continue for other family members and other assets. Contact the Insurer with respect to any current policies or annuities.

19. Try to assemble the deeds of the Decedent to see what real estate, if any, is owned by the Decedent. If real estate is owned in more than one state, special proceedings, called "ancillary administrations," may be needed in each state.

20. Determine if the Decedent owned any securities, stocks, bonds, mutual funds, etc.

21. Retirement Plans, IRA accounts and similar retirement benefits involve important choices which need to be made by certain beneficiaries, particularly in regard to IRA accounts under recent IRS regulations. If there are annuities, pension and profit sharing plans and interest of that type, they may provide for joint payment to a surviving spouse or others.

22. If the Decedent controlled or was a principal person in a business, it may be necessary to check to see if there are Buy-Sell Agreements under which the interest of the Decedent would be purchased by the business entity or other business owners.

23. If, after the appointment of a Personal Representative, a bank account or safe deposit box is found, then the assets in the bank account or safe deposit box need to be distributed according to the wishes of the Decedent.

24. If the Decedent was indebted to anyone, then the creditor needs to be paid. If the creditors are not paid and they make a claim against the estate after all of the assets are distributed, the Personal Representative may be in trouble and held personally liable for the debt.

25. As part of the probate process, all family members within a certain degree of kinship must be contacted, whether or not they receive assets from the Estate of the Decedent.

26. In handling the affairs of a Decedent, do not be quick to make distributions to family members or friends of the Decedent. Important choices need to be made concerning such distributions and, of course, they need to be in compliance with the Will or other instructions left by the Decedent, not to mention any applicable tax laws.

27. The income taxes of the Decedent for the year of death need to be filed, and any tax due must be paid. If there is a surviving spouse, the surviving spouse and Decedent can file a joint return for the year of death.

28. If there is a Trust, particularly a Revocable Living Trust, it will become irrevocable at the time of death, if not before. A separate tax return, Form 1041, �Fiduciary Income Tax Return,� needs to be filed for the Trust or the Estate of the Decedent if income is received by the Estate or a Trust.

29. If there are minor children and the Will provides for a guardian, then the guardian needs to be informed and the children need to be placed in the care of the guardian. If there are minor children and no guardian is appointed, or if there is no Will, then the Court must appoint a guardian.

30. If there is real estate that is insured, the Personal Representative should make sure that the insurance policies on the properties of the Decedent are maintained.

31. Be deliberate and do not be hasty with decisions or distributions. The death of someone, particularly a family member or friend, is stressful and often if there are children of the Decedent around during the course of the final illness, there may be disputes regarding the treatment or other problems related to declining physical or mental abilities of the parent. Stated differently, it is a time of frazzled nerves and irritable people, so be very careful not to create schisms which can last for a very long time.

33. Watch out for people who prey upon families of Decedents. There are people who look for death notices and make unfounded claims against the Decedent. Some may also attempt to burglarize the home during the funeral service. Be cautious about such matters; have someone stay at the home during the funeral service and do not easily accept the claims of unknown individuals that lack documentation.

34. If there is a surviving spouse, make sure veteran�s benefits or other "joint and survivor" benefits are collected by the surviving spouse. If you need further assistance, call Dan Newland (800-553-6613). While this list is rather extensive, no list can be 100% complete, so there is bound to be some situation that has been overlooked or not adequately treated.

Published by the law firm of Newland & Associates, P.L.C. For a full range of business law and tax-related services, call us at (703) 330-0000. You may also e-mail us at http://www.unclefed.com/AuthorsRow/Newland/pass_on.html

AFTER A DEATH OCCURS: A CHECKLIST http://www.legalvoice.org/after-death-occurs-checklist

What to do when a loved one dies http://www.aarp.org/home-family/friends ... klist.html

https://www.forbes.com/sites/northweste ... 5c04935a4f

Obtain death certificates. When someone dies, the death must be registered with the local or state vital records office within a matter of days, which can then issue you copies. Expect to make two dozen copies or so of the death certificates, which you’ll send to financial institutions ranging from credit card companies to your mortgage holder to your husband’s life insurer.

Be sure the bills get paid. It’s easy to stuff them in an envelope for later, but you’ll regret it. In addition, be sharp-eyed and don't pay any bill that looks unfamiliar. As lousy as it may sound, this is a time when all sorts of unscrupulous types surface in hopes of getting some free pickings

You might need to do some detective work, but push yourself to get going. Draw up a list of your household’s bank accounts, brokerage accounts, retirement plans, insurance policies, loans, credit card statements and mortgages and get the most recent statements for them. Then, you’ll be able to begin taking necessary notification actions with your husband’s bank, brokerage and other financial institutions.

You’ll also need to locate copies of your joint tax returns for the past five years and your marriage certificate.

Notify your spouse’s employer, IRA financial institutions and life insurer. File for any benefits owed to you such as pension income, a 401(k) and life insurance. If you were named beneficiary to your husband’s 401(k) you may be required to take a lump-sum distribution. With an inherited IRA, you can roll over the assets into an account in your name. (Also, be sure to change the beneficiary on your own retirement accounts if you’d previously named your husband. )

Change the title and registration of any cars listed in your husband’s name at your local Department of Motor Vehicles.

Contact the Social Security Administration. You may be eligible for survivor’s benefits if you’re 60 or older or you’re younger but have kids under 16 living with you. For more, read the Social Security Survivors Benefits booklet. You can also apply for a $255 funeral expense reimbursement.

If your husband was a veteran, contact the U.S. Department of Veterans Affairs. This agency might also pay up to $2,000 in burial expenses.

Dennett, Craig and Pate

What to do when a loved one dies

A survivor’s checklist.

IMMEDIATELY FOLLOWING THE DEATH, YOU SHOULD:

❑ 1. Contact the funeral home to take your loved one into their care.
❑ 2. Contact your minister.
❑ 3. Alert immediate family members and close friends.
❑ 4. If employed, contact the deceased’s employer.
❑ 5. If applicable, notify agent under Power of Attorney.
❑ 6. Alert the executor of your loved one’s Will.
❑ 7. Notify religious, fraternal, and civic organizations that your loved one was a member of.
❑ 8. Notify your attorney regarding the probate of the estate.
❑ 9. Arrange for the care of any dependents.
❑ 10. If the deceased had any pets, arrange for their immediate care.
❑ 11. Remove any valuables from the deceased’s home, secure the residence, and take steps to make the
home appear to be occupied (for example, use of lamp timers).
❑ 12. Arrange for the disposal of any perishables left in the deceased’s home- such as food, refrigerated items,
and existing refuse.
❑ 13. Alert the Post Office to forward the deceased’s mail.
14. Locate loved one’s important documents:
❑ Will
❑ Birth certificate
❑ Social Security card
❑ Marriage license
❑ Military discharge papers (DD-214)
❑ Deed to burial property
❑ Copy of funeral prearrangements
❑ Life insurance policies



15. Compile the following information that the funeral home will need in order to finalize the death certificate:


❑ Deceased’s first, middle, and last name
❑ Deceased’s Maiden Name (if applicable)x Deceased’s Home Address
❑ Deceased’s Social Security Number
❑ Deceased’s Date of Birth
❑ Deceased’s Date of Death
❑ Deceased’s Age
❑ Deceased’s Gender
❑ Race/Ethnicity
❑ Marital Status
❑ Spouse’s first and last name
❑ Deceased’s highest level of education attained
❑ Deceased’s Occupation
❑ Deceased’s Place of Birth (City and State)
Deceased’s Father’s Name
❑ Birth City
❑ Birth State
Deceased’s Mother’s Name
❑ Birth City
❑ Birth State
If your loved one was a Veteran
❑ Entered Service Date
❑ Entered Service Place
❑ Service Number
❑ Separated from Service Date
❑ Separated from Service Place
❑ Grade, Rank or Rating
❑ Organization and Branch of Service
WITHIN ONE MONTH OF THE DEATH, YOU SHOULD:
❑ 1. Consult with an attorney about probate.
❑ 2. Meet with an accountant to discuss estate taxes.
❑ 3. File claims with life insurance companies.
❑ 4. Contact the Social Security Administration and other government offices that may have been making
payments to the decedent. If the decedent was your spouse, inquire about your eligibility for new benefits.
❑ 5. Notify the Registrar of Voters.
❑ 6. If the deceased’s home is unoccupied, cancel unnecessary home services, such as newspaper delivery,
cable service, etc.
❑ 7. Cancel deceased’s prescriptions.
❑ 8. Contact the Department of Motor Vehicles to cancel deceased’s drivers license and transfer
titles of all registered vehicles.
❑ 9. If your loved one was a veteran, inquire about benefits that you may be entitled to through the VA.
❑ 10. Contact the deceased’s employer. Inquire about any 401 (k), pension, or company benefits
that the decedent may be entitled to.
❑ 11. Notify all 3 credit reporting agencies.
❑ 12. Obtain a current copy of the deceased’s credit report.
❑ 13. If the death was accidental, verify whether benefits are available on existing insurance policies.
❑ 14. Check for any life insurance benefits available through existing credit card or loan accounts.
❑ 15. File any outstanding claims for health insurance or Medicare
❑ 16. Obtain copies of deceased’s outstanding bills.
17. Locate and/or obtain other important paperwork of the necessary for the settlement of their estate:
❑ At least 12 copies of the certified Death Certificates
❑ Real estate deeds and titles
❑ Stock certificates
❑ Real estate titles
❑ Loan paperwork
❑ Bank and retirement account statements
❑ Last 4 years of tax returns
❑ 18. Advise all creditors in writing that a death has occurred.
❑ 19. Change ownership of assets and lines of credit.
❑ 20. Update your Will.
❑ 21. Update beneficiaries on your life insurance policies, if necessary.
❑ 22. Send acknowledgement cards for flowers, donations, food, kindness. Also remember to thank pallbearers.
❑ 23. Organize and distribute decedent’s personal belongings.
❑ 24. Remove loved one’s from marketing and mailing lists.
IMPORTANT CONTACT INFORMATION

DEPARTMENT OF VETERAN’S AFFAIRS
1-800-827-1000
http://www.ssa.gov/pgm/links_survivor.htm

Продолжение так как все ссылки нельзя было в одном посте отправить.

CREDIT REPORTING AGENCIES
EQUIFAX
1-800-685-1111 • http://www.dcpate.com/Survivors_Checklist.pdf

Have a budget, no-frills funeral. Many of your costs can drop with a little forethought. That can be hard if you're in the throes of grief, but you should try to remember:

Cremation is considerably cheaper than an open funeral. The average cost, according to the Cremation Association of North America, is $1,650, which includes a memorial service. Without the memorial service, an average cremation is $725.

If you're cremating, the service could be held in a place other than a funeral home to bring costs down, says Barbara Newman Mannix, president of A Dignified Life, which specializes in planning end-of-the-life issues, like estate planning and enrolling in a nursing home, for people in New York City and surrounding areas. "You could have the service at a park, a church, or another no- or low-cost venue, so you don't have to pay for a service or funeral venue," says Mannix.

It's also a good idea to be upfront with the funeral director about your finances. "Every funeral home sees a variety of families, some who have just a little bit of money or virtually nothing," Robinson says.

In other words, if you're low on funds, funeral directors get it, and the best of them will steer you to inexpensive alternatives. Marty Strohofer, vice president of marketing at Aurora Casket Company, says there are cheaper caskets than the many that go for $2,000 or $3,000 and higher. He says you can opt for a 20-gauge steel casket, which is priced closer to $1,000, or a cloth-covered casket, which can be found in the $500 range.

The elements of a funeral service don't have to be expensive, Robinson says. You could bring in your own flowers rather than buying them through the funeral home, for example.

Donate the body to science. Like pre-planning a funeral, this is a decision best made before death. It may sound creepy to some, but there's no question that people who leave their body to medical science are doing a service, and most medical research facilities that accept bodies handle all of the transportation and burial costs. In fact, many research facilities offer an annual memorial service for those who have donated their body to medical science, and if you prefer not to receive an urn of ashes, many will put the body in a repository for bones or bodies of the dead.

But do your research first. For starters, donating your body to science is different than donating organs (since the organs are taken but the body sticks around for the funeral), and if you donate your body, you can't also be an organ donor (researchers don't want your body without the organs).

Family members may get your remains fairly quickly. MedCure, based in Portland, Ore., will send the cremated ashes to family members four to six weeks after death. Science Care, based in Phoenix, returns them three to five weeks later. But many facilities won't return the remains for two or three years, which may bother some family members who are looking for the closure of scattering ashes.

You could not claim the body. Nobody is suggesting you don't claim a loved one. But if you're low on funds and you can't see any other option for a distant relative or acquaintance, unclaimed bodies are taken care of by the local or state government.

If you go that route, "you'll never know what happened to them," says a pained-sounding Mannix.

Often, unclaimed bodies are cremated by the local government and the remains are held until something can be done with them. Every year, Los Angeles holds a mass funeral for unclaimed bodies; last December, mourners, chaplains, and county officials said goodbye to 1,656 people, most of whom died in 2009. It's also common for an unclaimed body to be offered to a medical school for research or perhaps sent to a body farm, where human decomposition is studied.

n which case, you may be better off not knowing what happened.

Corrected on 02/21/2013: A previous version of this story incorrectly referenced Medicaid. By pre-paying a funeral, low-income individuals facing late-life health issues can reduce their assets, allowing them to become eligible for Medicaid. The story also misstated how Sandra Beckwith paid for her mother's funeral. After she paid for the funeral with her mother's money, her mother's assets were low enough to qualify for Medicaid.

девочки, нету страховки у человека... и денег нет...

вы ей так много пишете - она сконцентрироваться не может столько читать!

Колючка, если у мужа был стаж по взносам (как наш трудовой стаж) - 40 кварталов, то сможете получить единоразовую помощь 255 долларов по мужа сошиал секьюрити. Звоните в крематорий, а не в похоронный дом. Они прямо вам и форму эту дадут заполнить.

Спрашивайте сколько будет стоить - дайрект кремейшен. Потом можно будет мемориал сервис попозже заказать и когда деньги будут и погоревать с друзьями. Можно также спросить в крематории можно ли сделать кремейшен для науки. Это если вам взляды позволяют и муж был не против. Тогда кремация бесплатно, только заплатите чтобы тело доставить. Отдатут через месяц пепел.

Я так думаю что по финансам у вас организационных вопросов быть не должно, раз он на вашей медстрахове был. С домом потом разберетесь.

Вот поищите свой штат здесь, может ему положено что то - а вдруг
https://www.funerals360.com/blog/funera ... o-need-it/

вы уже узнали в крематории сколько стоит?

а муж работал? иногда на работах есть жизни страховка, работодатель платит, они небольшие типа 10-20 тыс. там же. если муж давно не работал, то где работал прежде???? потому что могут быть пенсии заработаны когда-то... компании типа железной дороги, милитари контракторы, штат или локал гавернмент.
если работал сообщить на работу, там возможно помогут...на своей работе, если будут спрашивать чем помочь, скажите деньгами, а то они захотят прислать букет на церемонию или что-то типа того...
надо подать в сса на 255$, пусть они считают сколько у него квотеров, если положено дадут- не положено не дадут.
спрашивать в фунерал хоум может есть пеймент план. Ну или платить пока кредиткой, после похорон, уже садиться разбираться со всем.

соболезнования! держитесь.

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it’s peanut butter jelly time!