Чумак ? Кашпировский ? Кто ?

Мавроди фроде

Не прячьте ваши денежки по банкам и углам,
Несите ваши денежки - иначе быть беде.
И в полночь ваши денежки заройте в землю там,
И в полночь ваши денежки заройте в землю, где?
Заройте в землю, где...

Не горы, не овраги и не лес,
Не океан без дна и берегов,
А поле, поле, поле, поле Чудес,
А поле, поле, поле, поле Чудес,
Поле чудес в Стране Дураков.
Крекс-пекс-фекс...

Полейте хорошенечко, советуем мы вам,
И вырастут ветвистые деревья в темноте,
Но вместо листьев денежки засеребрятся там,
Но вместо листьев денежки зазолотятся где?...
Зазолотятся где?

Не горы, не овраги и не лес,
Не океан без дна и берегов,
А поле, поле, поле, поле Чудес,
А поле, поле, поле, поле Чудес,
Поле чудес в Стране Дураков.
Крекс-пекс-фекс...

Спасибо за новость, поржала!

Это не юмор ? это правда про ЮАР ?

пипец

он еще и testimonials там вывесил

http://rsa-mmm.net/wineletters/

там 3 кинА ещё

Sergei Mavrodi is at it again with MMM.

Sergei Mavrodi, a convicted Russian criminal who served jail time for fraud, appears to be successfully running the same pyramid scheme that swindled thousands of Russians out of their hard-earned rubles here in South Africa.

According to The Moscow Times, Mavrodi was found guilty in 2007 of defrauding 10 000 investors out of 110 million rubles, worth some $4.3 million at the time.

Mavrodi, described by TIME Magazine as “Russia’s Bernie Madoff”, developed MMM as, “a crude financial pyramid scheme”, in the 1990s.

Having cheated millions of Russians of their savings, writes TIME, he served a four-year sentence for fraud and then in 2011 reappeared plugging MMM-2011.

MMM-2011’s business model appears very similar to MMM South Africa, a “social financial network” promising 30%-per-month returns. It claims it is not a high-yield investment programme (HYIP), but simply “a community of ordinary people, selflessly helping each other, a kind of the Global Fund of mutual aid”.

“This is the first sprout of something new in the modern soulless and ruthless world of greed and hard cash. The goal here is not the money. The goal is to destroy the world’s unjust financial system. Financial Apocalypse!” the company declares on its local website.

MMM claims to do nothing more than connect its participants, who then transfer money to each other directly “without intermediaries”. Once creating a Personal Office (PO), participants are given “Mavro” – the internal currency of the system – equal to whatever amount they have invested (a minimum of R100), which then grows at a rate of 30% per month, according to MMM.

This translates to 360% per annum. The Consumer Protection Act (CPA) describes as a “multiplication scheme” (i.e. a Ponzi scheme) anything that promises an investor an effective annual interest rate 20% above the repo rate, which is currently at 6%.

Participants must transfer money to an anonymous man’s bank account before they are paid their Mavro. No explanation is given as to how these investments earn such high rates of interest. “There is no central account in MMM, to collect all the money of participants (and from where they could be stolen easily). All the money transfers are made directly between participants,” MMM claims.

Members can also earn registration bonuses, referral bonuses, manager’s bonuses and bonuses for appearing in video testimonials.

Established in 2011, MMM claims to have a presence in 107 countries and more than 138 million participants around the world. Its website lists only nine countries, including Kazakhstan, India, Bangladesh and the Philippines.

This journalist received an unsolicited SMS from MMM last week, advertising its 30%-a-month returns. It appeared to come from a number in Cambodia.

Sergei speaks to South Africa via YouTube

MMM South Africa’s Facebook page has more than 22 000 likes and is used to disseminate weekly news from Mavrodi: YouTube videos of him discussing the business model in Russia with English subtitles.

In his most recent YouTube video, released last week, Mavrodi remarks, “Everything is wonderful in South Africa. The dynamics of the development are high. The participants and managers are active… However, I remind that it doesn’t mean we should relax and do nothing. We have to work hard, apply all efforts, develop the system, and everything will be even better… Nevertheless, I repeat that generally everything is wonderful, and you see it. Everybody is paid. So the dynamic of the development are growing constantly (sic).”

Mavrodi appears to sign off all his YouTube clips with the message, “I believe that the financial apocalypse is inevitable. Together We Change the World.”

Based on these videos and an extensive ideological explanation on its website, MMM appears to be a reaction to the established financial system and its exclusion of the majority of workers to the unjust benefit of a select minority.

In 2011, Russia Today reported that MMM-2011 was a “classic Ponzi scheme” that was set to collapse, “leaving thousands of families penniless”.

“The South African Reserve Bank (Sarb) does not comment on or provide any details pertaining to past, current or potential investigations we may be involved in as part of our mandate,” said Hlengani Mathebula, head of group strategy and communications at the Sarb.

Moneyweb could not reach representatives of MMM in South Africa via email or cellphone.

How to describe Russia's most famous charlatan, Sergei Mavrodi? Take the swindling power of Bernie Madoff, combine it with the hypnotic creepiness of a midnight televangelist, wrap it in a math teacher's wardrobe, and you'd be pretty close. During the 1990s, Mavrodi's crude financial pyramid scheme, MMM, cheated millions of Russians out of their savings, turning the ex–night watchman into a symbol of that decade's shameless brand of capitalism. But now, three years after serving out his sentence for fraud, Mavrodi has returned to his old hustle, and the authorities can't seem to do anything about it.

On Jan. 11, Mavrodi launched a new pyramid scheme, MMM-2011, which uses pretty much the same trick that got him sentenced to 4½ years in prison the last time. It asks investors to buy his so-called MMM Dollars — which he playfully calls "candy wrappers" — and wait for him to assign them a new value twice a week on his blog. He said he expects their value to grow by 30% per month for "pensioners and invalids" and 20% for everyone else, but stressed that this was only his opinion: "I could be wrong," he said on his blog.

(See a brief history of ponzi schemes.)
That kind of candor is what sets Mavrodi's game apart from your average pyramid scheme. Unlike the original MMM, which Mavrodi passed off as an upstanding financial institution with retail locations that sold its shares (complete with Mavrodi's picture on the front), the new MMM is more up-front. "This is a pyramid," Mavrodi said in his appeal to the nation on his blog. "It is a naked scheme, nothing more ... People interact with each other and give each other money. For no reason!" Somewhat less believably, he added, "I'm not getting a penny out of this. I'm simply showing the way."

On the following day, Mavrodi claimed that he had been overwhelmed by requests from investors. The outrage from the authorities is pouring out just as fast. But there's a problem: no official can name which part of Russia's porous financial legislation Mavrodi has violated. So instead they have been suggesting that an act of selective justice — or a Kremlin fiat — could be used to shut Mavrodi down. Back in 1994, when Russia's legal system was still a post-Soviet wreck, President Boris Yeltsin had to issue a special decree to stop MMM's wildly successful ad campaigns.

(See TIME's video of a Russian road trip.)
This time Vladimir Zhirinovsky, the leader of a nationalist party, has called for a court to ban Mavrodi from conducting any financial transactions whatsoever — which would be a clear violation of his civil rights — while the Kremlin's financial ombudsman, Pavel Medvedev, said in a live radio interview on Thursday that he would "try to influence prosecutors" to intervene. Any such measures, however, would run counter to a central pledge of President Dmitri Medvedev's administration — to ensure equal justice for all — and Mavrodi has been quick to exploit this dilemma.

On Thursday, Mavrodi posted videos on his website appealing to President Medvedev and Prime Minister Vladimir Putin to make sure that he "be judged under the regular laws of Russia, like any other citizen." Then, as an extra layer of defense, he began to act like a victim of government hounding, a ploy that harks back to his early days.

In 1994, when the state tried to imprison him on charges unrelated to his first pyramid scheme, Mavrodi portrayed himself as a crusader against state tyranny and persecution — a move that got him elected to the parliament that year. The government then had to go to the extra trouble of revoking his parliamentary immunity before it could bring fraud charges against him in 1996. And even then, many Russians still believed that the state was just trying to steal Mavrodi's fortune.

(See TIME's 1994 story about the collapse of Mavrodi's scheme.)
Andrei Kashevarov, the deputy head of one of Russia's main financial regulators, FAS, is now leading the efforts to stop Mavrodi and says the state has to tread carefully this time. He admits there is no case against Mavrodi yet, and says that even warning the public to stay away from the scheme would be premature. "There is a problem with giving warnings, because they could be construed as state intrusion into [Mavrodi's] entrepreneurship," Kashevarov tells TIME. "So before warning anyone we have to become convinced that this is socially dangerous, and we can only do that once we analyze this scheme."

On Jan. 21, FAS will host an "expert council" of regulators and law-enforcement officials to figure out what legal weapon they can use against Mavrodi. But the danger for Russia, as it is for much of the world, is that financial tricksters are good at outwitting the law. Roland Nash, a 16-year veteran of the Russian financial market and now manager of the fund Verno Capital, says Russian regulators are at a particular disadvantage in trying to build airtight rules against these kinds of schemes. "They don't have the institutions or the history to build that kind of framework," he says, while pointing out that even in the West people like Bernie Madoff were getting away with fraud on an unprecedented scale.

So as Russia goes after one of its wiliest ex-cons, it may need to get creative with the use of its existing laws to stop more of its citizens getting burned when the pyramid collapses.